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Think in portfolios, not isolated assets.

Contim's investment approach begins with the relationship between liquidity, income, valuation, operating responsibility and the objectives that the capital must serve.

Portfolio allocation documents prepared for review

Featured perspective

Allocation drift is a decision made by doing nothing.

Every portfolio begins with an intended balance between equities, property and cash. As prices and valuations change, the weights move. Left unattended, the portfolio gradually becomes something its owner never deliberately chose.

Contim responds through two triggers: a fixed calendar review and tolerance bands that prompt action when an asset class moves beyond its agreed margin from target. Because property cannot be divided and sold quickly, equities and cash usually perform the near-term adjustment.

Explore illustrative allocation →

Equities

A good company is not automatically a good price.

Business quality matters, but valuation determines how much future success the investor has already paid for.

Property

Gross yield is a headline, not a result.

Void periods, service charges, insurance, rates, repairs and management costs belong in the investment decision.

Governance

Alignment does not erase conflict.

Investing alongside clients is meaningful only when allocation and trade-sequencing rules protect the client first.

Three disciplines

Questions worth asking before capital moves.

Strong investment processes reduce complicated opportunities to clear questions that can be answered with evidence.

Can it be explained?

How is money made, which assumptions matter, and what events would prove the investment thesis wrong?

Can it be exited?

Who provides liquidity, how long could an exit take, and what changes when the market becomes weak?

Can it be governed?

Who owns the asset, who controls the cash, which conflicts exist and what reporting supports oversight?

Commercial real estate requiring active management

Property perspective

The acquisition is only the beginning.

Most property disappointment begins after a carefully modelled purchase. A building can have a convincing headline yield and still disappoint if it remains vacant, rent arrives late or service and maintenance costs consume the margin.

That is why sourcing and acquisition should not be separated from tenanting, collections and maintenance. The underwriting assumptions must survive contact with the operating asset.

Our property approach

Frequently asked questions

Clear answers before a conversation.

What does Contim invest in?+

Contim invests across listed equities and income-producing real estate, using both asset classes on its own balance sheet and within suitable corporate client mandates.

Does Contim publish return forecasts?+

No. The company profile deliberately avoids return projections. Where past performance is supplied during due diligence, its period, methodology, fees and relevant limitations should be stated clearly; past performance does not predict future results.

Can Contim manage both equities and property in one mandate?+

Yes. The approach is designed to establish and maintain an agreed allocation across equities, property and cash, with consolidated reporting against the client's stated objectives.

How is property managed after purchase?+

The operating scope can include tenant vetting, lease negotiation, renewals, rent tracking, arrears escalation, planned maintenance and controlled approval of reactive works.

How do I request formal due-diligence materials?+

Use the contact form, email info@contim.co.ke, WhatsApp or call +254 700 367 978. Tell us which materials and mandate information you need, and our team will reply shortly.